Successful financial planning will impact every part of your life. Change is ongoing in our work lives and our personal lives, sometimes happening suddenly and sometimes evolving over a long stretch of time. We can help you move toward a stable, comfortable, and financially independent future through careful planning and preparing for the unexpected. We believe that everyone’s needs are different, and we listen closely and work hard to understand your current situation and your financial needs and goals. Our decisions and strategies are based on a combination of third-party research and our own in-house analysis. The better informed we are, the better we are equipped to aid your investments. We welcome your inquiry, even if you think your needs or assets are modest. Our friendly, professional and straightforward personal approach is a hallmark of our business, and we look forward to serving you. Owens Estate and Wealth Strategies Group is not a registered broker/dealer and is independent of Raymond James Financial Services, Inc. Member FINRA/SIPC. Investment advisory services offered through Raymond James Financial Services Advisors, Inc. Securities offered through Raymond James Financial Services, Inc. Member FINRA/SIPC. Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability. Important Disclosure Information: http://raymondjames.com/smicd.htm 530.272.7500