North Iowa Community Credit Union is a not-for-profit financial institution offering many of the same services found at banks or savings and loan associations. More importantly, North Iowa Community is member-owned by people like you. When our credit union was formed in 1956 by a group of employees of local labor unions, we offered our members confidential credit and systematic savings plans. Today, you'll find that we are holding true to this proud tradition, providing full-family memberships, modern convenience services, a centrally-located walk-in office, high-yield savings programs, and low-cost loans for nearly every personal need. You'll find North Iowa Community Credit Union to be unique in today's financial marketplace due to our member-owned concept. All earnings are returned to you in many ways, including higher savings dividends, lower loan rates, and the convenient services only offered by your credit union. You may be eligible for membership if you are a resident of or are working in Cerro Gordo, Franklin, Hancock, Winnebago, Worth, or Wright Counties in Iowa. Simply stop into one of our offices. With an initial $25 deposit, which is used to open your Membership Savings Account, you are on your way to experiencing the Credit Union Difference. This $25 must remain in your savings account for you to take advantage of all credit union services and benefits.