Tokos has been one of the first limited liability companies dedicated to providing personalised financial advice to financial institutions and individuals. The company has two main business lines: 1. Financial advice to private clients, regarding their investment in direct financial instruments (i.e. stocks, bonds et al.); 2. financial advice to institutional clients (banks, pension funds, insurance companies etc.), in matters regarding bond portfolio optimization, asset liability management, treasury operations etc. The partners have an average experience in the financial industry of about 20 years, as fund managers or institutional money managers,for banks or insurance companies.