Before we get technical, I will say imagine a world without paper (fiat) money. We live in one now. What makes the money in your bank worth something and usable? You can go online and buy things without paper money. You can do this because your money is digitally stored in a bank on 'their' ledger. The bank does not put your money in a safety deposit box and wait for you to spend it, but they do put that money into a digital ledger you can view online. No matter how hard you try, when you spend your money, essentially you are asking credit card companies to withdraw the money from your bank account and then send your money to the Merchants bank account (digitally). When you check your account, 5 dollars/euros is gone. PAC is the Product. You download a wallet, it syncs up. Make a password. Your Balance is 0 PAC. You can earn PAC through the community, or you can buy it on exchanges like https://p2pb2b.io/ The more people accept PAC and believe it is a value payment network, the more value the product will become and fast reliable instant way to send money anywhere over the world! PAC Global is a digital payment network connecting merchants and consumers with a fast, secure and more cost-effective way to send money globally. PAC Global is built on the foundation of a first-of-its-kind blockchain technology utilizing both proof-of-stake and deterministic masternodes to offer instant, secure and low cost monetary transfers without the need for intermediaries and third parties. Allowing our users to send money freely to anyone, anywhere, at any time.