Forma (formerly Twic) is a life benefits platform that enables modern companies to design and scale flexible, global benefits programs with options that fit employee’s lives, from health and wellbeing to lifestyle – and beyond. Forma radically streamlines program administration and vendor integration across HR and Finance Teams, making flexible benefits easy to manage and delightful to experience. 1. Customize your program Select from a variety of ready-to-run life benefits programs that best match your strategy and global coverage needs. 2. Employees select benefits Employees can shop the curated marketplace for the benefits use their flexible spending account or simply file a claim—all in one fast and easy experience. 3. Track and optimize Powerful analytics provide insights to help your team track and optimize programs while our 24/7 Member Experience Team is there for your support when needed.