We are a FinTech business in Retail Finance enabling retailers and service providers to offer their customers interest free loans and BuyNowPayLater. - All loans interest free - Loans are from 2 to 12 months - No minimum criteria, new and small businesses accepted - Broker introductions welcomed - FCA authorisation not required - Credit charges are deducted from money paid to retailers and service providers - Credit charges are set at 2% plus 1% multiplied by the number of instalments - All trades accepted with very few exceptions Loans can be provided in complex situations such as training or beauty treatments which are spread over a period of time. Another example is where credit risk is poor loans can be provided and payments to partners made on a recourse basis. For this, a product similar to recourse invoice finance is used. For full details of all products, including pricing, please go to our website.