Cratos Life was established in April 2013, by Graeme Twidale. Cratos Life offers professional and individual solutions to its clients, aimed at future financial security. Our key focus areas are wealth management and preservation as well as effective financial planning. Cratos Life is an independent distributor of Discovery Health, Life, Invest and Insure. Over a lifetime you can ensure your financial freedom and independence if you invest when you are young. A solid investment solution starts with financial planning, knowledge, analysis and commitment to your dreams.