APS is a distressed assets investment company and debt recovery platform with a prime position in Central and South-Eastern Europe and further expansion goals. Our business consists of acquiring, advising, and servicing non- performing loan (NPL) portfolios. APS as an asset manager manages the entire investment process. - Due diligence, portfolio valuation, collateral analyses, bidding processes - Recovery process and exit APS as a fund manager - Manages private non-regulated funds and regulated funds APS also provides 3rd party servicing Consumer and secured loans (including mortgage loans) APS was established in 2004 in Prague, the Czech Republic. Nowadays, APS is present in 11 countries enabling the coverage of entire CE and SEE.