Committed to education, community, and service, Extra Credit Union is a Federally Insured State Chartered Credit Union with assets of some $322 million and nearly 20,000 members. We were founded by a small group of educators in 1954. We operate a full-service branch at our state-of-the-art headquarters in Warren. Membership eligibility: We serve those who reside, work, worship or attend schools within the state of Michigan. As the only credit union in Southeast Michigan to offer a certified K-12 financial curriculum, we provide hands-on learning, financial fundamentals, and customized services to help students make good financial decisions. Further, we support our teachers with many different opportunities. Our members help support these essential school programs.