Our focus at Hawaii Financial Group (HFG) is Indexed UL's and Indexed Annuities. At HFG, we are proud to say with our Indexed products, our clients cash values have NOT PARTICIPATED in the recent Market Downturns. On the Annuity side we believe in Fixed, Guaranteed No Risk products, that offer our clients an opportunity to receive a GUARANTEED LIFETIME INCOME, WITHOUT ANNUITIZATION! We also believe in Life Insurance products that are Guaranteed NOT TO LAPSE! We are rebuilding America's Wealth and we're doing it with Tax Free Income, Living Benefits and the Greatest Income Opportunity to have ever been made available in the United States today. Retire Like the Wealthy Using concepts and products that have been used by the wealthy for years. Regardless if you are wealthy or just looking for a way to get the most growth on your savings or retirement, HFG can provide you simple solutions to keeping your hard earned dollars both safe and secure, as well as provide Tax-Advantaged growth and income when you need it. Living Benefits Every year 6 million people are diagnosed with a heart attack, stroke, or cancer and 70% of those people will not die and more than half go bankrupt in the process. We've partnered with some of the best Insurance companies in the world, such as National Life Group, American National, Fidelity & Guaranty Life, Equity Trust, Global Atlantic Financial Group - so that we can continue to offer our clients an opportunity to receive a guaranteed lifetime income.