Since 1875, we have been committed to serving your family’s generations. While many other banks have closed, we have weathered the economic uncertainty by keeping our focus on you, our valued customer. With three full-service facilities conveniently located in Tipp City, Vandalia, and Butler Township and access to thousands of ATMs through the MoneyPass network, your money is never out of reach. We provide many of the services that big banks do, including online banking, debit cards, and a variety of deposit and loan products to meet your needs. You can count on Monroe Federal to keep your money and our decision-making here in the local community, not some far-away, big-city headquarters. We are a mutual company which means our depositors are the owners, not stockholders. Depositors elect our board of directors, who are local business owners.