EFDIS AG Bankensoftware develops and distributes the core banking software EFDIS.CIFRA. The system covers all relevant functions of core banking: Deposit and lending business, payment transactions, financial accounting and balance sheet, reporting, risk management, controlling, KYC/AML/Embargo, online banking and much more. All system components can be used in the ASP or SaaS approach in the EFDIS Private Cloud in the BAIT-compliant data centre of EFDIS. Standardised APIs enable diverse professional use, rapid implementation and the connection of sales portals. EFDIS also offers a full service (BPO) for deposit and lending business via EFDIS Servicing GmbH.