KaliSpot™ is a US based, Africa operating Fintech Startup on a mission to Phygitally Transform Financial Services access in Francophone West and Central Africa (WCA). Derived from the Senegalese term for money “Kalis”, KaliSpots are Financial Inclusive Service Points™ (FISPs) locations equipped with ATMs or ITMs (interactive teller machines) running a proprietary brand-agnostic infrastructure enabling access to services from Banks, Mobile Money Operators, and Fintechs from one physical access point. KaliSpot™ represents the future of financial access in Francophone WCA where today there are an average of only 7 ATMs per 100,000 adults. By bridging the gap between physical access and the region’s vibrant digital financial ecosystem, KaliSpot™ is ushering in a new era of financial inclusion.