Snowgum Financial Services is a privately owned and non-aligned financial planning and consulting business. We specialise in wealth management advice for individuals and families and life risk advice to individuals, families and businesses. We partner with clients to optimise their financial circumstances, allowing them to focus on more valuable life pursuits. We are here to provide a source of continuity in the development, implementation and ongoing management of a financial roadmap that adapts to your ever changing needs. ___________________________________________________ Values We treat our clients as if they were family. Our interest is in forging long term relationships built upon our integrity, professionalism, compassion and mutual respect. We are proudly privately owned and licensed. Our advice is solely provided to benefit our clients. ___________________________________________________ Advice Individual advice area's: Superannuation, portfolio construction, strategic advice, all life and disability insurances, cashflow solutions and debt facility management. Business advice area's: We work with small to medium sized businesses to implement business risk succession plans and key person risk management plans. Corporate advice area: We broker, administer and project manage group insurance schemes which insure a company's employee base. These plans are customisable and are typically used to streamline partnership capital protection, provide employee benefits and uphold a company's social responsibility to employees. ___________________________________________________