We believe that everyone is destined for greatness. But everyone starts out differently; life is a lottery and people are born with different resources. Some can afford to go to a top university, others need to start working from an early age. Yet, others may be brainy, whereas others prefer working with their hands. Life also tends to take surprising twists and turns. Regardless of where you are in life, there is always room for improvement in your outlook, earnings, and future. Here is where we have an important role to play.