Gutt Financial Management (GFM) was founded in 1986 by Michael S. Gutt, J.D., LL.M., to provide financial, tax and investment counseling to individuals on an ongoing basis. Because GFM does not sell any products - only services - clients are assured objective, expert counseling designed to accomplish their individual financial goals. Our smaller size, greater accessibility and customized approach also enable us to offer more personalized attention to each and every client. We believe the long-standing relationships we’ve forged with our clients are testimony to our commitment of providing the best quality of service on a continuing basis. As generalists with different areas of expertise, we offer strength in a number of financial disciplines. Mr. Gutt’s experience as a tax attorney and registered investment adviser gives him additional insight into the intricacies of financial planning. Through our coordination of these efforts and resources, GFM can effectively and efficiently maximize results for clients. The broad range of financial planning services we provide to companies and individuals includes: Money Management, Capital Planning, Income Tax Planning, Retirement Planning, Estate Planning and Insurance Planning.