Alabama Public Automobile Insurance Agency, Inc. (APAIA) is a managing general agency and wholesale broker headquartered in Birmingham, Alabama. Founded in 1950, for 70 years APAIA has been a stable and reliable business partner for Alabama and Mississippi insurance agents. APAIA works only with independent insurance agents to help them insure commercial trucking and auto accounts. Available coverages include Auto Liability, Physical Damage, Cargo, General Liability and Occupational Accident. With experienced underwriters, stable markets, excess and surplus lines access, and premium financing available, APAIA is your partner for commercial transportation accounts.