Foresight Investment Advisors is a registered investment advisor based in Hot Springs, Arkansas with clients across the United States who are either retired or planning for retirement. We help our clients reach their retirement dreams by assisting them with income planning and investment strategies. The investments we offer are via separately managed accounts. Our FIA Retirement Companion Accounts advance the concept of a fixed index annuity by offering total liquidity, reduced costs, and fully transparent investment holdings. The FIA Retirement Companion Account is the creation of insurance actuary, Michael Carmody, FSA, a pioneer in the fixed index annuity industry. His partner in Foresight Investment Advisors is Steve Irwin, who brings over 28 years of experience in the insurance and financial services industry.