QED has evolved into the largest independent actuarial consulting firm in Africa, and we continue to evolve to stay relevant to the needs of our clients. We advance using technology and data science to not only perform our regulatory and statutory roles faster and more efficiently but use data science to produce new solutions beyond the realm of conventional actuarial thinking. We achieve sustainable success through delivering excellent service to our clients and professional development and appropriate recognition of our staff. As we look ahead, QED aims to become the preferred home for actuarial and analytical skills and to be impactful in our industry, community and broader society. Clients value our services because of our independence, innovativeness, insightfulness, and quality service, all enmeshed in our client-focused approach. QED provides actuarial services to over 200 companies and other financial institutions across 17 countries in Africa and abroad. We have established QED Mauritius, QED Kenya and QED Nigeria in order to better service our clients in the regions that we operate in.