The National Consumer Telecom & Utilities Exchange (NCTUE®) is a FCRA-compliant consumer credit reporting agency. Its members are telecom and utility companies that contribute their customer account information to a central database. This allows members to access consumer payment histories to better manage their credit portfolios and make well-informed risk decisions. Equifax Information Services is the contracted supplier that manages the database on behalf of the members. The database does not include Equifax credit information, and Equifax is not a member of NCTUE. To learn more about how the NCTUE works, please check out this video: bit.ly/2U0MWjM For more information, please visit our website: www.nctue.com