UTLS through its subsidiaries UTLS Default Services & UTLS Technology Services, provide servicers & the mortgage industry with Default related title products and services, REO Asset Management, Valuations, Junior Lien Analytics, Senior Lien Monitoring, Non‐judicial Trustee Services, Field Services and Outsourced Foreclosure and Bankruptcy services. In addition, our Fannie Mae Certified BackInTheBlack default technology is a seamless, web-based workflow application for managing default mortgages from collections through loss mitigation.