Executive Summary: XRUPYA is a Startup that has come to the market to rebuilt B2B financial products, starting with a Corporate Business Card for technology companies. We do this by helping Startup of all sizes (from recently incorporated to later-stage companies) to get a Business Card has 20x higher limits instantly. This service completely automates expense management, kills receipt tracking, and magically integrates with accounting systems. XRupya is a financial technology company that primarily offers a corporate Business Card to early-stage companies. Furthermore, business owners can also create a bank account (called XRupya Cash) and utilize the company’s various expense management tools for their business. XRupya makes money through a monthly account subscription, interchange fees, a cashback program, as well as interest on cash held in its customer accounts (through XRupya Cash). Our Mission We’re here to serve the next generation of business. Our mission is to reimagine financial systems so every growing company can realize their full potential. Companies starting up today are at the cutting edge of how business gets done. Restaurants have evolved into cloud kitchens that sell through delivery apps, retail stores are online brands first, and the traditional small business is built on tech tools. They’re doing things differently, inventing new paths, breaking the old way. The internet made almost everything you need to run a business more accessible: marketing tools, servers, email accounts—except for money. Everything about business has changed, but banks have not. The small businesses of the future are looking more like Startup, and banks can't build what they need. To realize their potential, they need products that empower this new way of thinking and keep them moving. You should be able to sign up for a Business Card and Bank Account like you set up an email address—in minutes, all online.