We lend up to 90% of Property Value. Our maximum mortgage is normally 90% for First Time Buyers, 80% for Trading Up and 70% for Investors.  As a general rule mortgage amounts of up to 3.5 times gross annual income are considered. You must be over 18 and security and insurance are also required.  Lending criteria, terms and conditions apply, for further information on how much you can borrow please contact us. We can offer you: Up to 15% discount on premiums for the full term of the plan Price match to the lowest premium on the market Instant Quotation Access to Online Application Online underwriting When shopping around for a mortgage, look beyond the interest rates. You should also consider the various features offered by different home loans, and how they fit in with your current circumstances as well as future plans. There's a lot to consider when choosing the right mortgage. Fixed or variable interest rates, term etc.  Small things can make a big difference, which is why it pays to talk to a Independent Mortgage Broker. Receive the original policy document by email Access to all insurance companies and product choices