Frank Benefits knows health CARE, not just health insurance. Many insurance plans are a waste of money and don't offer true benefits to employees. Frank Benefits is about being open and honest in dealing with our clients. We're not working for insurance companies, and in fact will often times recommend NOT purchasing insurance. We want our clients to have the best health CARE and access to health care possible - and insurance often can't guarantee either of those. With Frank Benefits, our clients always know exactly how we make money. We prefer to work on a flat pay rate with our clients, rather than earning commissions, as we are accountable to our clients - NOT the insurance companies. We will never recommend plans based on kickbacks. If you haven't heard of kickbacks from insurance companies to insurance brokers, then we will open your eyes to that scam that is happening throughout the health insurance industry. We will have no part of it. If you're tired of increasing rates for health insurance that gives you little true benefit, we hope Frank Benefits will be like a breath of fresh air for you.