We make it possible for you to have the products you desire. Founded in 1967 as a sales and distribution company, we take pride in our business, our community and our employees. Carmel Financial has consistently exceeded corporate growth expectations by becoming a major financing source within identified niche product areas. Carmel Financial’s significant commitment to controlled growth and profits parallels the company’s commitment to its dealers, customers and other trade partners by providing quality products and services. Our desire to consistently deliver products and services, while always searching for improvements, creates an enthusiastic environment that is evident throughout our organization.