Vanguard Insurance Group is at the forefront with the new health-care legislation. We work with accountants, physician groups and other small businesses that are grappling with the rising cost of health-care, by helping them establish a fixed cost solution which maximizes the value of their benefits and prepares them for the full health-care reform. We work with Zane Benefits the leading provider who is widely recognized as the best-in-class platform for "Defined Contribution Employer Health Benefit Plans". ZaneHRA is a robust web-based SaaS (software-as-a-service) platform that allows employers to manage personal health policies and/or provide real-time reimbursement of personal health policy premiums and other employee medical expenses. ZaneHRA functions as a complete standalone employer health benefits program or as a supplement to an existing group health benefits plan. ZaneHRA is SAS70 approved and complies with all applicable HIPAA, ERISA and U.S. Treasury regulations Specialties Defined Contribution Employer Health Benefit Plans, ~ Personal Health Insurance, Small Business Benefits, ~ CDHP,HSA,HRA