Thank you for considering Merit Lending for your home loan. We take great pride in knowing that we can offer the best terms possible for you. Our small size and low overhead allow us to provide you the best interest rates with low fees and personal service. People come to Merit Lending for the following: •Below-market rates on conforming, government and jumbo loans •Flexible underwriting and on-time closings •Only $995 total lender fees Our loan officers are skilled to handle any questions or situations that you could have. Contact any of them for an excellent experience in setting up your loan financing.