Fred Warner Associates is an insurance agency specializing in many variations of life and health insurance. The mission of our agency is to serve our clients. Our objective is simple: To come up with ideas on various ways to implement plans, provide education on the plans and services available to you. Then to provide a solution to your benefit needs that saves you money. We accomplish this with emphasis on quality coverage, competitive premiums, and overall simplification of insurance matters. We Give Insurance Solutions To Problems Which Could Benefit You, Your Family Or Your Business, Which Includes Strategies To Reduce Taxation. Our approach is to analyze our clients’ complete insurance needs, design a responsible protection program, and recommend insurance that is the most cost effective protection for each situation.