We created Cooper & Adel Financial for one reason: we believe that financial products and financial planning should be part of a solid, comprehensive legal plan. So often, financial products are sold in isolation. They are sold on cost or by benefits of a product alone, not looking at the bigger picture. Financial planning that is blind to the overall needs of the client is risky at best, but for seniors and their families, it can be disastrous. Financial products don't always fit in your overall plan, or they may fit later but not now. When we make a financial recommendation as part of your "Life Plan", we want you to understand it and how it fits. After you hear a thorough explanation, you will have the information you need to make an informed decision. We will support your decision.