A complete anytime, anywhere pay access solution for employees and employers. Designed to improve financial stability and help with employee retention. - A payroll card and pay access system, all in one. - There’s no fee to employers or employees for the payroll card. - It’s not complicated. We’ve automated everything. - It's offered with Money Earned®, our patented benefit, that allows employees to access up to 50% of their net wages at time of request at no cost to the employer.