PWM is an independent financial advisory firm, with a rich heritage. Founded in 1996 by Viren Garach, a qualified Chartered Accountant and Certified Financial Planner – it has earned the reputation for thorough research and sound investment advice. Guided by the age old principles of client respect, integrity, professional duty and driven by technology that taps into the pulse of an ever changing investment world, PWM has the right ingredients to instill confidence in your financial affairs.