Karafarin Bank Technology Holding Negah Technology Holding was established by Karafarin Bank in 2020 which focuses on upgrading the services and technologies of the bank and its subsidiaries, so that by promoting the status of technology application in Karafarin Bank, it can pave the way for balanced market development and customers’ requirements. Moreover, this holding provides requirements of partnership and collaboration with other actors and stake holders in the financial technology industry for the Karfarin Bank.