At Square One we help consumers and business owners who have lost control of their current credit situation. We offer a free credit analysis to help educate and bring awareness of credit mistakes. These mistakes can lead to paying banks unnecessarily higher interest rates and costing thousands of dollars a year in lost income. We work on all aspects of credit, from education, credit management, helping to rebuild credit and accurately managing your accounts on a monthly basis. We provide this service to ensure you are profiting from your credit and not your lenders or financial institutions. Our service not only investigates negative, misleading, inaccurate or obsolete items on credit but we also do debt settlement in house. We have a dedicated customer service team and we a guarantee personalized program for every client. We attack all three bureaus to insure permanent deletions off of ones credit. Some of, but not limited to, the derogatory items we can remove are collections, profit and loss and judgments. We help your FICO scores improve more quickly and efficiently. This means better interest rates on loans, the ability to qualify to buy a home and much more!