RJC Benefits, est. 1994, is an Employee Benefits Consulting Practice. RJC Benefits focuses it's extensive resources and expertise in 2 niche areas; Voluntary Benefits and Group Ancillary Benefits. As an independent consulting firm, RJC Benefits is capable of procuring best in class voluntary products specifically designed to supplement current core benefit programs. RJC Benefits offers first class communication, enrollment, and administration services for voluntary programs. Group Ancillary Benefits have traditionally been overlooked by large consulting houses and/or had junior level consultants overseeing the procurement of such products by using old fashioned and outdated methods. RJC Benefits utilizes cutting edge technology to source and procure insurance carriers for Group Life/Disability programs. A 5 step process involving contract enhancement, RFX, sourcing, price procurement, and client advocacy consistently results in 8% to 25% savings on group ancillary programs for large employers.