USH&C – Quality Products from Caring Professionals. Founded in 1973, USH&C is a regional insurer licensed to sell products in Arizona, Arkansas, Illinois, Indiana, Missouri and Nebraska. USH&C specializes in providing individuals and families a variety of products and plan choices to meet their individual needs. USH&C’s product portfolio includes: Short Term Medical Dental Plus Vision and Hearing Cancer Critical Illness Accident Hospital Indemnity Disability Income Fixed Indemnity Personal Auto Personal Accident Medical We are great alternative to the larger insurance companies and pride ourselves on providing personalized service, competitive pricing and attractive benefits to our policyholders.