Bad credit makes it hard to buy everything life demands. Fortunately, there’s a fair, dependable no credit needed alternative to traditional financing. Uown Leasing offers a simple, straightforward lease-to-own payment option to help customers buy the quality merchandise they need from reputable dealers. No credit needed. No down payments. Flexible payments. Back in 2008, credit challenged customers had virtually no place to go for financing. Wanting to fill that void with fairness, honesty and compassion—Uown Leasing was born. It’s our belief that everybody, regardless of credit history, should have the ability to provide for his or her family. By giving customers a simple, straight-forward lease-to-own payment option on essentials like bedding, appliances, and furniture—Uown works hard to make that happen.