Xivoni provides actuarial services across (but not limited to): - Microinsurance (application, advisory and HAF services) - Life Valuations (end to end) including Microinsurers - Risk Management: setting frameworks, designing policies, monitoring of risk - Pricing and Product Development - Actuarial Audits - Loss of Income and Damages calculations - Independent reviews - Due Dilligences - Non-traditional services (e.g. designing loyalty programs) - IFRS17 gap analysis and implementation - Assisting startups (business plans, applications, meeting regulatory requirements, etc.) - Model reviews, validation and design in most actuarial software etc. We are 100% black-owned and run and B-BBEE level 1 contributor, 135% procurement recognition