LEADERSHIP. Prudent Financial Services is the leader in the financial industry offering open, fast, affordable same-day loans to people with bankruptcies, proposals, and bad credit histories across Toronto and the GTA since 1984. SPECIALIZATION. Don’t be fooled by the claims of payday loan places or other bad credit loan competitors. Prudent has the lowest rates for bad credit loans in Toronto and the GTA. PERSONAL LOANS. Personal loans go from $1,000 to $20,000. Our loan interest rates are lower than any of our competitors and depend on your job, income, debt and assets. BORROW WITH CAR. Up to $20,000 in a fast, open, same-day title loan with a paid-off car 6 years or newer (older higher end cars are acceptable) at the lowest rates in the GTA for people with bruised credit. Vehicle must be in your name only and fully insured. PRUDENT VALUE CARS. Prudent has its own pre-owned car dealership offering affordable financing. All PVC vehicles come with brand-new all-season tires, new brakes, and 30-days warranty**. No upfront fees. Zero down payment. Get the car you want and the financing you need all on the same day. We offer bad credit car financing to people with discharged/undischarged bankruptcy or proposal. **Speak to your loan officer regarding car warranty PRUDENT MORTGAGE CORP. Home equity loans for all your needs with our experienced mortgage broker. Consolidating debt? PMC will negotiate with your creditors, taking a huge burden off your shoulders. RESPONSIBLE LENDERS' PLEDGE. Prudent Financial supports the responsible lenders' pledge. This ensures lenders have the best opportunity to borrow, pay back, and contribute to their own history of positive borrowing, which contributes to the much larger process of rebuilding your credit. WE’RE MULTICULTURAL. Our staff from 18 different countries and speaking many different languages will be happy to serve you. CALL 416-634-2018