CHES, Inc. is a HUD Approved, Nonprofit Housing, Credit & Financial Empowerment Organization offering many great services to people just like you every day. Everyone has had a time in their life when they were stuck in a financial rut and didn’t know where to turn. Whether you’re looking for information on credit, finances or home purchase, we can help get you back on the road to financial freedom. CHES, Inc. is dedicated to helping you maintain the knowledge & skills needed for long-term credit, financial & homeownership success. We believe this type of education strengthens communities, offers individuals and families a greater chance of success, and positively impacts the workplace. Member Organization The Loan Modification Scam Alert Campaign. Recognized Adopter of The National Industry Standards for Homeownership Education & Counseling. Recognized Adopter of The National Industry Standards for Homeownership Education & Counseling - Specializing in Foreclosure Prevention.