SOCU is committed to the "People Helping People" concept. The Credit Union will strive to provide professional services to the members that will enhance their economic and social well-being. Most recently, SOCU was honored with a first-place national award given by CUNA. SOCU received The Community Credit Union of the Year in September 2011 for under $250 millions in assets. This honor is given community credit unions that excel in the advancement of the ideals of the credit union movement, are proactive in their community and provide a wide array of services that meet the needs of their diverse communities. The SOCU facilities are full service financial institutions offering loans for automobiles, real estate, home equity, recreational, personal loans, and VISA cards. A variety of savings products are offered, including checking accounts, share certificates, IRA's, Money Markets, Christmas, Vacation and Youth Savers clubs. In addition, the credit union has a 24-hour audio response line, 24-hour online loan service, VISA check card, Direct Deposit, Online Account Access, e-Statements, and Online Bill Pay.