distriBind uses Machine Learning and automation to cure the insurance industry of its spreadsheet addiction. Over 95% of agent-distributed risk and financial information is submitted via spreadsheet. These uncontrolled and uncontrollable documents require costly manual processing and introduce systemic risk through delay and poor data visibility. DA 3.0 from distriBind frees insurers, agents and brokers from the tyranny of spreadsheets and common data standards through real-time API, OCR and smart file ingestion to provide unprecedented levels of automation and complete data transparency.