The ʞuɐq un - Limited is a Neo bank SUPER APP for unbanked, underbanked & underserved personal Banking individuals & Business Banking for SMEs in Africa. A team thinking without the box; a brickless & motorless banking solutions in a Mobile App The kueq is a Virtual Bank mobile based user initiated ▪ Automated & manual lending & borrowing app providing a platform for Individual funders to loan to individual borrowers on 1 day, 5 days, 10 days, 20 days & 30 days ▪ World major currencies FX trading (USD/KES, EUR/KES, GBP/KES) ▪ Have a physical and or virtual prepaid card, credit card & or debit card, ▪ Make RTGS & international TT using SWIFT ▪ Pesa linked – local payment gateway ▪ Pay for utilities; water, electricity, DSTV, cable bills. ▪ Buy government treasury bond and treasury bills, ▪ Buy insurance covers both life & general insurance covers et al. ▪ Crowd funding of it’s own shares, (Buy shares of The kueq limited on it’s own app. The next level crowd funding) based on real time company performance information e.g toplines, PAT, EBITDA, D/E, EPS, DPS, statutory ratios; cash ratios, core capital, ▪ Business accounts, Bid bond & invoice discounting