NorthStar Banking Advisors is an advisory firm to community banks, credit unions and small/mid-size business clients. We provide expertise to financial institutions in the areas of commercial credit underwriting, credit risk management, and treasury sales, operations, and product knowledge. We work directly with credit underwriters, commercial lenders and portfolio managers on active credits to improve the depth and quality of the analysis and credit package. We also work jointly with commercial lenders and treasury sales managers to develop consultative sales techniques and create synergies on client relationships. We also provide expertise to businesses to improve profitability and cash flow, utilize cash efficiently, and ensure the appropriate use of debt. Our experts will help you develop and implement effective financial strategies by enhancing your financial reporting, focusing on profitability and cash flow, and maintaining a healthy balance sheet. We work directly with your bank to structure and obtain appropriate financing, and improve the caliber of your banking relationship. If you are a bank, and would like to enhance the credit underwriting skills of your lending team, we can help. Or, if you're a business owner or CFO that would like improve your financial management, increase cash flow, or need to ensure appropriate financing, we can help. We can schedule a convenient time to meet, either in person or virtually. We are always available for a no cost consultation to discuss how we can help.