Lake Shore Savings is a community oriented financial institution originally chartered as a savings and loan association in New York in 1891. We are dedicated to serving the financial needs of consumers and businesses within its market area. We are primarily engaged in the business of attracting deposits from the general public and using such funds to originate loans. Emphasis is on the origination of loans secured by first mortgages on owner-occupied, residential real estate. Other types of real estate loans, commercial loans and consumer loans are also offered. Operations are conducted from eleven full service branch offices and eighteen ATM’s. Mission- At Lake Shore Savings, “Putting People First” means helping our Customers, energizing our Employees, respecting our Shareholders, and serving the Communities in our region! Lake Shore’s Mission is to deliver outstanding customer service and financial assistance to customers, building lasting customer relationships, and assist customers in achieving their financial goals. Lake Shore Professionals will meet Customer and Bank needs in an environment providing professional growth opportunities and fair rewards. We will be responsive to our Shareholders by maintaining a strong financial position as an independent bank with an emphasis on profitability, fair Shareholder returns, and bank safety and soundness. We will build on our success as a locally operated financial institution, to serve the financial needs of our Communities.