Leal Associates is an employee benefits consulting and brokerage practice providing innovative insurance solutions. The Leal Associates business model is based on developing a benefits solution that creates value by meeting the financial and cultural needs of our clients, including: Benefit Plan Audits: As part of our engagement process we complete a comprehensive audit of the current plan funding levels, utilization rates and plan design. Benefit Plan Design: Utilizing a benefits architecture model - we are able to capture the critical design variables in order to engineer a benefits design plan that is cost effective, meets the needs of our client and works for your employees Renewal Negotiations: Our negotiation team has extensive experience in negotiating complex benefit programs across all industries and sectors. We never lose sight of today's competitive environment and make sure it works to our clients advantage.