For almost 20 years, Alexander Calin and Associates ("ACA") has provided design, recordkeeping, administration and consulting services for small companies retirement plans. Most of our clients range in size from one to fifty employees. Frequently the goal of the Employer, the plan sponsor, is to maximize the benefits for the principals and a few valuable employees, while minimizing as much as possible the cost of benefits for the rank and file participants. And many times this can be accomplished by a proper plan design that creates various classes of employees with different levels of benefits. Some classes may even be excluded from participation altogether, thus reducing significantly the costs of maintaining the plan. Our main "niche" is to design plans that Maximize The Benefits For owners and key employees. We are striving to provide a highly professional, efficient and affordable services to our clients. Please explore our web site to learn more about our company and the services we have to offer. www.pensionLA.com Do not forget to check our instant defned benefit calculator for maximum tax deductible contribution