We come from Visa, PayPal and Apple. We're here to make payments painless for platforms that process ticket payments for sporting events, donation payments for non profits and rent payments for property managers. According to Accenture, platforms are a top five 2016 trend, yet, facilitating payments on platforms is a pain. Outdated business practices and legacy systems block even the largest providers from playing in this space. 50 platform CEOs were interviewed to create the perfect global risk free solution. Our platform is in private beta with $1 billion in the pipeline. The barriers to what we've created are high. Nearly half of last year's fintec acquisitions were payment technology start-ups.