DCRAC’s mission is to ensure equitable treatment and equal access to credit and capital. We work to transform financial lives and address barriers to the racial wealth divide that leaves an average American family of color with only 16 cents for every dollar owned by the average white family. DCRAC programs provide an integrated systems approach to building financial security--key to developing broad economic inclusion, mobility, and, ultimately, financial security. Programs or services offered by DCRAC that support the above mission statement • Money School helps individuals build wealth through information on savings, debt, credit, etc. • Credit Union provides access to safe banking and borrowing, thereby improving future financial outcomes. • DCRAC Law helps families build economic strength by resolving income & property tax debt & ownership issues. • Consumer Finance Advocacy prevents the passing of bad laws, systemic injustice, and makes the financial system fairer. We take a holistic approach to meet our mission.