Complete loan risk management solution focused on helping community banks survive and thrive led by loan specialist, community bank consultant and former banker David McSwain. Services include: Loan Reviews Identifying risk is crucial to the success of a bank. Independent loan reviews are now required by regulators. McSwain specializes in loan reviews with a keen eye for detail and weaknesses then provides advice for security and best practices. With new loan packages, a bank is only as good as its sales force. How strong is yours? Global Cash Flow Analysis Who is at risk? McSwain creates a credit memorandum with global cash flow analysis for each of your customers to ensure both you and the customer are protected in the long-term. Allowance for Loan and Lease Loss Regulators are driving home adequate calculation and analysis. McSwain can take this time-consuming requirement and ensure you stay compliant. Specialized Training Better decision-making begins with smart training. McSwain trains key bank personnel based on geography and target market across the spectrum for lending and credit administration.