Aperta is an acknowledged leader in providing innovative, secure payment processing solutions to banking, non banking, financial and commercial institutions worldwide. Aperta was founded in 1992 by former senior Unisys managers and system architects with an extensive background in payments processing and financial systems. Aperta has a thorough understanding of payment processing requirements, and are able to produce effective and robust solutions. The wide range of payment processing solution includes Clearing house solutions, Cheque Truncation system (CTS), Mobile cheque capture, Automated Signature Verification (ASV), Forms & Cheque ICR, Mandate Mangement System (MMS), Archival solutions, Remittances & Reconciliation,Fraud detection and Fraud prevention, Electronic Fund Transfer solutions like NEFT, RTGS. Installed in diverse geographical locations ranging from North America, Central and Latin America, through the Caribbean to Africa, the Middle East, Asia, and Europe. Flexible and readily customised to meet local and client requirements, the Aperta application suite is designed to be scalable with a clear upgrade path, and can be integrated with any existing systems. Consultancy, system design and integration, installation and training and support are all part of the package aimed at giving our clients a world-class solution to meet their payment processing needs. Aperta is truly international. The main development centre and international sales are handled from Scotland. Dedicated sales and support teams are distributed in the USA, South America, South Africa, and India with additional, international sales and support coming from Scotland.